New here? Start with these articles to learn about US bankruptcy, debtor bankruptcy
alternatives like debt consolidation, debt settlement, debt negotiation, and debt management.
You'll also learn the causes of debts that can lead you to file bankruptcy and how to recover
from it.
Private Student Loan Bad Credit
Credit card debt doesn’t shy away from anyone who doesn’t want to shy away from it. It treats everyone equally irrespective of whether the person is a seasoned professional or wholly a college student. So college student credit card debt isn’t uncommon either. Since the credit limit on college student credit […]
Contributed Content | Debt Consolidation
Debt to Income Ratio
One of the toughest scenarios is to have your finance lender tell you your debt to income ratio is too high. When this is the case, you can find yourself in a tricky situation financially, especially if you are thinking about making plans to buy a house.
Even if you have never made […]
Contributed Content | Debt Consolidation
Bankruptcy is actually very complicated, and neither option will allow an individual to get out of paying all of your debt. Chapter 7 can be filed by individuals, partnerships, corporations or any other business entity. A discharge of debt under a Chapter 7 is only possible for individual debtors – not partnerships or other types of corporations. Most Chapter 11 bankruptcies are filed by corporations or other businesses rather than individuals. If a business is filing Chapter 11, it’s expected to continue operating successfully.
Debbie Dragon | Bankruptcy Basics, Chapter 7 Bankruptcy
Large numbers of college students make that common mistake each year of signing up for as many credit cards as possible. There are always a bunch of card reps outside college games and other large events offering free tee shirts, water bottles, hats, gift certificates and more in exchange for a signature on a credit application.
Cheryl Pierce | Debt Consolidation
Most people have heard of debt consolidation through junk mail, on television, or other forms of media. Today, with the price of goods skyrocketing to include groceries, medical bills, and even gas, consumers are trying to find solutions for better money management. Over time, bills can pile up, virtually squeezing the life out of you. Stop feeling consumed by being in this type of situation and consider getting help with debt consolidation.
William Blake | Debt Consolidation
