All 'debt counsellors' Articles

Debt Consolidation, Debt Counselling or Debt Trap?

In boom times it is easy to find new loans and easy to service the loan. The reason is that your house keeps going up in value. This allowed you to do a consolidation loan on your mortgage from time to time. This increased your cash flow so that it was easy to make the […]

Debt Counselling or Debt Consolidation?

Debt Counselling is when a over indebt individual goes to a debt counsellor to apply for debt counselling for protection from creditors and apply for lower monthly payments. With the help of a debt counsellor the over indebt individual can apply for lower monthly payments at creditor. The customer’s monthly expenses must exceed his income […]

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